Romance scams, also known as love scams, are a growing threat in today’s digital world, targeting emotionally vulnerable individuals through online platforms. The Financial Crime Enforcement Network (FCEN) is committed to helping victims identify these scams early — and recover lost funds when it’s not too late.

What Is a Romance Scam?

A romance scam happens when a fraudster creates a fake identity online — often through dating apps or social media — and builds an emotional connection with a victim. Over time, they manipulate the victim into sending money under false pretenses. The ultimate goal? Financial exploitation.

Common Warning Signs

Be cautious if you notice any of the following red flags:

• The person professes love unusually quickly.

• They avoid meeting in person, often using excuses like being deployed abroad, traveling for work, or dealing with a family emergency.

• They claim to be in a financial crisis and ask for money — sometimes repeatedly.

• They suggest investing in cryptocurrency, real estate, or other “too good to be true” schemes.

• Their story is elaborate, emotional, and designed to win your trust — fast.

How to Protect Yourself

• Never send money to someone you haven’t met in person.

• Avoid sharing personal financial information, no matter how close you feel.

• Be skeptical of investment advice from online acquaintances.

• Do a reverse image search of their profile photos — scammers often steal pictures.

• Talk to friends or family before making any financial decisions based on an online relationship.

How FCEN Can Help You Recover

If you believe you’ve been scammed, don’t stay silent. FCEN offers resources to assist victims and may be able to help with fund recovery.

Here’s how to take action:

1. Stop sending money immediately.

2. Visit efincengovs.com and click on the “File a Complaint” button.

3. Fill out the form with all relevant details — including the scammer’s name, email, phone number, and how you were contacted.

4. Attach any evidence, such as screenshots, emails, or bank transfer records.

5. Our investigative team will review your case and guide you on the next steps.

Always Be Cautious Online

Romance scammers play on emotions — and it’s easy to fall for someone who seems sincere. But trust your instincts. If something feels off, it probably is.

The Financial Crime Enforcement Network (FCEN) works globally to stop scams like these and support victims in reclaiming their lives. You’re not alone, and we’re here to help.

To file a report or get help, visit efincengovs.com